4x4 Off-Road Insurance Cover

This scheme has over 10 000 policy holders who represent a large section of the 4x4 insurance market. This scheme has been specifically designed to cater for this niche market with its specialised benefits that are specific in their application. We have policy holders throughout all provinces in RSA.

The package is a genuine 4x4 Insurance product. The policy caters only for off-road capable vehicles including 4x2s with diff lock & SUVs. This allows for usage on road as well as in low, medium and high impact off-road terrain. New vehicles are insured for replacement value in the first 12 months from date of registration.

Territorial Limits: Automatically in RSA, Swaziland, Lesotho, Namibia, Angola, Botswana, Zimbabwe, Mozambique, Malawi, Zambia, Tanzania, Kenya and Uganda.

Repatriation Benefits (Cross Border): The "Ultimate Explorer" policy provides R50 000 to repatriate your vehicle back to RSA. In addition, CCIC will reimburse costs of a one-way flight back to RSA for driver and occupants of vehicle; vehicle hire costs of R1 000 per day/3 days and accommodation at R2 000 per day/3 days. Following accidents, CCIC will reimburse up to R7500 without authority. In the event of a breakdown, CCIC will pay for the airfreight of components or parts to the territory, but the component and repair costs are for your own account. More extensive details are available on application.

Netcare 911 Emergency assistance. Includes medical air evacuation from cross border territories as well within RSA, costs of medical treatment in a medical facility in the territory, 24 hour access to a call centre for medical advice for minor ailments and injuries, as well as repatriation of mortal remains and child-minding services. More extensive service details are available on application.

Third Party Liability. The policy provides R5 Million for passenger risks and R10 Million for motor liability. Tour operators are catered for on this scheme.

As this policy is a dedicated outdoor insurance policy, you can insure your caravan, trailer, quad, off-road motorcycle, mountain bikes, general and allied camping equipment, GPS, sound & two-way radio equipment, satellite phones, photographic/binoculars/telescopes and other optical equipment, hunting, firearms of all descriptions, bows and crossbows, power motorboats, bass boats, semi-rigid boats, ski boats & allied equipment & jet skis, non-motorised craft, sailing boats, paddle skis, kayaks, rubber dinghies, windsurfers, surf boards, para sails, parachutes, man-kites, and scuba diving equipment.

Peter Norenius and the Four Wheel Drive Club 

Peter Norenius served on the Four Wheel Drive Club Committee for seven years culminating as the Club PRO for the last four years until February 2009. Amongst his activities he was responsible in organising 4x4 Shows and promotions of the FWDCSA and the recruitment of new members.

His wide practical experience in off-roading and 4x4 vehicles gives him a wealth of knowledge that will assist him to offer you the best possible advice when it comes to insuring your off-road vehicle, trailer and contents, whether for holidays in South Africa or further afield in the continent.