Classic and Collectable Motor Insurance

Classic and Collectable Motor Vehicle Insurance - Summary of standard benefits offered:

• A policy designed by experts in Classic Motoring specifically for enthusiasts of Classic and Collectable Motor Vehicles Motoring.
• Extremely competitive premiums payable annually but in special cases monthly premiums subject to underwriter's approval and prospective premium volume for multiple vehicles insured under one policy.
• Options to insure vehicles on an agreed value basis.
• Territorial limits extended to Lesotho and Swaziland provided that the vehicle is NOT outside of South Africa for more than 30 days per annual period.
• "Cherished remains clause". The policyholder has first option to purchase the salvage in the event of a total loss at 25% of the market or agreed value (or 5% if the vehicle was burned out by fire) provided that the insured vehicle is not underinsured.
• Parts temporary detached for the purpose of service or repair are insured up to 25% of the market or agreed value of the vehicle.
• Malicious damage covered, including soft tops and convertible vehicles.
• A cost of airfreight/importing replacement parts is automatically covered up to a limit of R2,500.00.
• Windscreen cover up to R10,000.00.
• General liability to third parties: R500,000.00 for death or bodily injury and R1,000,000.00 for property damage. (Limited in instances where the driver at the time of the claim is younger than 27 years of age and has had a driver's licence for less than two years).
• SASRIA cover automatically included.
• Generally not insured for daily use. Daily use availability by special negotiation.
• Limited annual mileage: 5,000 miles or 8,300 kilometers.
• Drivers: Insured and spouse (or further TWO nominated drivers at a slight increase in premium applicable).
• Competitive accident or damages claim excesses.